At WPS , we take a risk management approach with all our clients .

We see arrangement of insurance as "the last resort" and recognise insurance is only a means of risk transfer for a few of the business risks which most clients are exposed to. We encourage all clients to take a "holistic" approach to business risk management and to look at risk in a structured way:

• Identifying risks you are exposed to
• Analysing and assessing those risks
• Consider ways of reducing the risks and deciding risks you can retain
• Consider risk transfer (Insurance being one option)

By taking this approach, clients can manage their business more effectively and see risk as an opportunity not a threat.

We can also radically change insurance programmes to suit your needs rather than those of insurers.

Contact our risk management team for further advice:

Jim Nicholson jim.n@wpsinsurance.co.uk 01752 675454