How does Employee Status Affect Employer’s Liability Cover?

Employee Status Title Image

As an owner or manager, you have a clear obligation and responsibility to provide your employees with a safe working environment. If you fail to do so, it could result in a current or even former employee filing a claim against you. A successful claim against you can be costly not just financially but also to your organisation's reputation. To protect yourself and comply with government regulations, you need employer's…
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Risk Insights – What does it mean to be underinsured?

What does it mean to be underinsured?

The dangers of being underinsured Many businesses, regardless of industry, are risking their own survival by unwittingly remaining underinsured. The problem is widespread and perennial and a cataclysmic event can strike at any moment, leaving businesses vulnerable to complete destruction.   Many small and medium sized businesses in the UK are underinsured due to a lack of business interruption insurance or because they did not know whether this type of…
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