Challenging Insurance Premium Tax Increases

In recent years insurance buyers have been hit by a wave of insurance premium tax increases. First in November 2015 (6%-9.5%), again in October 2016 (9.5 - 10%) and again in June 2017 (10-12%). Doubling the rate in under two years.   These increases have resulted in consumers being charged higher premiums.   As part of our commitment to our clients and insurance consumers as a whole, Managing Director Steve…
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Terrorism Insurance – Cover Overview

Terrorism is not new, but the frequency, audacity, and geographical reach of terrorist attacks have noticeably increased in recent years. Understandably, business owners, risk managers and insurers are concerned with mitigating the risks posed by increasingly prevalent, damaging and random attacks.   Because losses, costs, damages and expenses from terrorism are typically excluded from standard commercial insurance policies,┬ácover must either be added on as an extension or purchased as a…
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Drones (UAV’s) Unmanned Air Vehicles

Are drones taking over the world? No, although judging by the recent media headlines, UAV's are the cause of everything from invasion of privacy to aircraft accidents. The reality is that advances in UAV technology have meant that these one time toys are becoming a vital business tool in many sectors of our commercial life. They are in fact beginning to take over from helicopters to become the primary tool…
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