Challenging Insurance Premium Tax Increases

In recent years insurance buyers have been hit by a wave of insurance premium tax increases. First in November 2015 (6%-9.5%), again in October 2016 (9.5 - 10%) and again in June 2017 (10-12%). Doubling the rate in under two years.   These increases have resulted in consumers being charged higher premiums.   As part of our commitment to our clients and insurance consumers as a whole, Managing Director Steve…
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Terrorism Insurance – Cover Overview

Terrorism is not new, but the frequency, audacity, and geographical reach of terrorist attacks have noticeably increased in recent years. Understandably, business owners, risk managers and insurers are concerned with mitigating the risks posed by increasingly prevalent, damaging and random attacks.   Because losses, costs, damages and expenses from terrorism are typically excluded from standard commercial insurance policies,┬ácover must either be added on as an extension or purchased as a…
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Employment Practices Liability Insurance

Employment Practices Liability Insurance Photograph

From the moment you start the pre-hiring process until the exit interview, you are vulnerable for an employment related claim. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations.   If not, there is an insurance solution called Employment Practices Liability Insurance (EPLI) that protects against employment related claims, including wrongful termination, discrimination (age, sex,…
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